18
SEP
2018

FOLLOW THESE EASY STEPS TO BUY YOUR FIRST HOME

Buying a house requires a lot of time and effort, but by following these steps, you can make the home buying process manageable and help you make the best decisions possible. 1.  FIND OUT WHAT YOU CAN AFFORD As soon as you can, start researching on the internet, in newspapers,...
17
MAY
2018

It’s a new season and time for change! Thinking about renos in your home? Here’s how you can do it.

THINKING ABOUT RENOVATING YOUR HOME BUT DON’T HAVE THE BUDGET? HERE ARE SOME OPTIONS! Have you been thinking about finishing your basement? Getting a new kitchen or contemplating hard wood floors in your home? Are you wondering how you could afford to pay for this renovation...
04
APR
2018

Mortgage Terms are often confusing! Pre-Qualification, Pre-Approval, Approval, what does it all mean?

There are different stages of the approval process when you apply for a mortgage and it’s important that you know the difference between the terms and what they all mean. The first is Pre-Qualification: This is where your bank or mortgage lender looks at your total income and...
01
MAR
2018

Is your Mortgage Renewal Coming up?

YOUR MORTGAGE RENEWAL IS A SIGNIFICANT OPPORTUNITY !!!!! Your mortgage renewal opens up a world of possibilities.  The obvious ones are a chance to shop around to ensure you are getting the best rate and possibility of consolidating some high interest debt.  I have learned first...
03
JAN
2017

MAKING HOLIDAY BILLS DISAPPEAR AND STARTING THE YEAR OFF RIGHT

Make a plan to settle the excess spending that’s racking up interest on your credit cards. Many Canadians suffer with their highest debt load in the month of January. Save thousands of dollars in interest by creating a pay down plan! Consolidate and restructure your debt...
28
JUN
2016
Family in Burlington celebrates being life rich, not house poor after picking the right mortgage

How To Become Life Rich, Not House Poor

When you are looking to purchase a new house, make sure that you are budgeting correctly. This is becoming ever more challenging in this red hot housing market that we are experiencing in Greater Hamilton, Burlington and most other parts of Ontario. Buying at the upper end of...
02
JUN
2016
Man Draws Picture of Investment Properties in Ontario

What You Need to Know About Investment Properties in Ontario

Investing in property has always been a reliable strategy for generating long-term wealth. As the housing market in Ontario improves, more and more Canadians are choosing to purchase investment properties in the area. Here are four reasons why I believe it’s a smart idea to...
31
MAY
2016
Self-Employed Individual Plans How to Get a Mortgage in Ontario

How to Get a Mortgage If You’re Self-Employed in Ontario

Being self-employed comes with a number of benefits: you get to set your own schedule, decide how you want to spend your time and reap very direct rewards from your efforts. Unfortunately, everything has its downsides and securing a mortgage can be challenging for the...
14
JAN
2016

ECONOMIC AND MORTGAGE UPDATE JANUARY 2016

A very quick update on the most important mortgage related matters to start the new year. New down payment rules will go into effective February 15, 2016. The minimum down payment for new insured mortgages will increase from 5% to 10% for the portion of the house price above...