Have you been denied options due to bankruptcy or bad credit score?
We can help.
Are you having problems with past credit issues and not being able to get approved? Whether shopping for a new home or looking to refinance existing debt, a less than perfect history of repayment on existing debts is a serious red flag for many lenders. When dealing with impaired credit there is nothing more important than ensuring that you are dealing with someone extremely knowledgeable about damaged credit. Alternative or B lending is a type of lending for people who have difficulties meeting criteria for lenders due to issues with past credit history. Traditional and conventional lenders are at times unable to help people who have experienced financial difficulties and unexpected events in their lives. We can assist you to :
- Access as many lenders as necessary to ensure you get a good mortgage solution at a fair interest rate.
- Help you understand why your credit has suffered and identify specifically what you can do to improve your credit rating.
- Help formulate a plan to repair your credit and improve available options over time.
Too many hard-working Canadians get stuck dealing with sub-prime lenders or mortgage brokers only interested in getting you to sign a loan at the highest rate possible as quickly as possible with little regard for finding the best solutions and taking the time to set you on the right path. My team and I have in depth knowledge of the credit rating agencies. This includes knowing exactly how a credit score is determined, what factors carry the heaviest weighting, and knowing what needs to be done to repair your credit. As a Certified Financial Planner specializing in mortgages with years of banking experience, I have the knowledge and expertise to help you navigate and overcome bruised or damaged credit.