How to get a mortgage if you are Self Employed in Hamilton, Burlington and surrounding area!

Being self-employed in Ontario has many pros and cons. You may have a more flexible schedule by being able to decide how you want to spend your time and reap very direct rewards from your efforts. It can also mean you have a lot more responsibility, with fluctuations in income and the impact on managing your own finances.  It is also more challenging to secure a mortgage for the self-employed, as many lenders do not like handing out money to those without a steady, predictable income.

There is no doubt that self-employed individuals experience greater scrutiny in qualifying for mortgage financing. Thankfully CMHC has recently revised their policies effective October 1st to loosen guidelines and consider being more flexible with self employed borrowers. We have found through much experience with clients that Canada’s bigger banks are not the best lenders for self-employed individuals. But there is good news! I’m here to explain how you, as a self employed person, can get a mortgage in Hamilton, Burlington and surrounding area. This task is not nearly as challenging as many people anticipate: all you need is a team of mortgage experts, who can connect you with the right lenders; and we can do just that.  Unlike the banks, we have access to over 50 lenders to find the product that best suits your personal needs at absolutely NO COST to you. 

These lenders are highly reliable and will look at a combination of factors, including:

  1. Equity or down payment
  2. Credit history
  3. Reasonability of income based on occupation
  4. Gross revenue


My team understands that most self-employed individuals will not show the type of net income necessary to satisfy typical requirements—which would be demanded by most lenders. My team will work with you to find a solution that works!  Most importantly, we will work for you—not the lenders. My team offers a wealth of knowledge and a passion for helping self-employed Canadians get the mortgage that they deserve. If you are looking for a trusted advisor and partner, you have come to the right place! Contact me today.


905-634-6111 x113



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  1. Morgan Homehow Reply

    I never knew that you are eligible to get a mortgage if you are self-employed as most of these providers ask for so much documentation. Now I will finally be able to get a mortgage.

  2. msn.com Reply

    It is not my first time to pay a quick visit this site, i am visiting this web page dailly
    and obtain good information from here every day.

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